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There are good reasons to consider General Liability insurance from AIG

Why businesses need General Liability cover

Without this essential cover there would be no protection from the potentially enormous costs of legal fees and payouts resulting from an accident or injury caused by the business’ activities. While these could ruin the company, it would be equally unfair if an injured party unable to get fair compensation.

Across the world

Our insurance solutions can extend into other jurisdictions, issuing local policies through AIG offices present worldwide and expertise in international and multinational markets, energy risks and utilities, construction and private finance initiatives (PFI), crisis management, business markets (large companies and SMEs), excess coverage and specific coverage for US and Canada

Why AIG?

AIG is a world-recognised leader in both primary and excess levels of General Liability insurance, particularly for clients with sustainable risk profiles and high standards of quality. The expertise of our team means we have a broad appetite for business types – and the ability to create solutions appropriate to the nature of the risk, size, geographical location and company structure.

Preventing damage before it happens

Our experience in risk prevention covers a wide range of industries across Europe and is supported by an exclusive international network of technicians. AIG provides access to a network of 500 loss control specialists worldwide with experience in loss prevention, legislation on security, risk management, crisis management and mitigation.

Who is it for?

All types of businesses.

What is covered?

General liability insurance is flexible and can be tailored to meet clients needs in Switzerland and around the world.

Coverage is offered on a worldwide basis.

We offer our clients three major types of general liability coverage:

  • Primary Liability – provides basic coverage for third party bodily injury or property damage claims including settlement and defence costs
  • Excess Liability – provides high limits of liability and additional coverage for claims exceeding the limits of an existing primary liability policy
  • Product Liability – covers bodily injury or property damage caused specifically by faulty or unsatisfactory products including legal defence and settlement costs.

The AIG companies are the leading providers of general liability insurance for companies in nearly all industries.

Claims

AIG has qualified and very experienced claims expertise throughout Europe whose core role is to help our clients and manage the claims process from start to finish.

In the event of a loss, our Swiss claims teams are on hand to:

  • Deal with claims enquiries quickly and accurately and help our clients in the very best way within the scope of the insurance contract.
  • Work closely with our clients and brokers to help minimize the financial and reputational impact of a loss.
  • Comply with our client’s needs for service and communicate with clients and their brokers on how the claim will progress.


Our claims department can be contacted via e-mail claimsCH@aig.com