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There are good reasons to consider Directors and Officers Liability insurance from AIG

The directors and officers liability insurance offered by AIG protects directors and officers against financial losses caused by claims relating to duty breaches in their functions as directors and officers.

Why boards and senior management need D&O

Administrators, managers and directors of any company, regardless of its size or activities, carry significant responsibilities in relation to the way they conduct themselves and justify the trust placed in them. This may result in claims against them for actual and alleged breach of duty, neglect, misstatements, errors and omissions.

Taking the pain out of investigation

There is a growing number of governing bodies or authorities, which can investigate a company and today more attention is being focused on smaller companies. Even if an individual is not yet personally under investigation, immediate expert legal guidance can help and perhaps stop the situation of becoming more serious.

Shared responsibility

As directors and managers are jointly and individually liable, an error on the part of one may bear financial and personal consequences for the others, who may have acted in a correct manner. In this case a broad coverage that ring-fences the covered individuals will help build the confidence required to form unconditional management cooperation.

Personal and professional responsibility

Actions against the company and its management involve a high degree of personal liability for the individual. With potential penalties ranging from hefty fines, disqualification to possibly imprisonment, the need for an immediate and effective response to any threat becomes evident.

The best possible defence

Investigations and court cases are time consuming and very expensive. D&O cover from AIG assures the policyholders that they will have the highest quality legal representation and  assistance from the first moment onwards that an action commences.

Protection that responds to the world

AIG is the world leader in D&O insurance and by updating our cover regularly, we ensure that our clients are protected against new and emerging types of risk. This expertise extends to the support of our claims teams, who can draw upon the experience of our world-wide  network.

Who is it for?

Public and private companies, partnerships and Not-For-Profit entities.

What is covered?

AIG offers the Directors and Officers Liability Insurance in two forms:

  • Directors and Officers Liability Insurance for small and medium-size enterprises (up to 300 million CHF revenues)
  • Directors and Officers Liability Insurance for major customers (from 300 million CHF revenues)

The benefits of the Directors and Officers Liability Insurance for small and medium-size enterprises are:

  • Simple administration (2-page questionnaire)
  • Quick quotation and policy issuance

The benefits of the Directors and Officers Liability Insurance for major customers are:

  • Very broad insurance cover
  • Individual elements of the cover can be selected separately
  • Highly competitive premium conditions


AIG has assembled a seasoned team of claims specialists who are experienced in managing some of the most high-profile D&O, PI, employment practices, crime and M&A cases in the industry, for entities of all sizes. Our close in-house collaboration with our underwriting colleagues allows us to facilitate prompt case resolution and the best possible claim outcomes. We offer access to some of the nation's premier attorneys, who have expertise managing even the most complex, sensitive claims and litigation.

To report a claim please contact us:

Phone +41 (0)43 333 37 00
Fax +41 (0)43 333 37 99