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Communications, Media and Technology


Learn about our approach to helping participants in the dynamic communications, media and technology space to protect their insurable assets, while helping to anticipate emerging trends and future threats
This, the technology sector, is often said to thrive on upheaval, driving businesses to embrace innovation to lower operational costs. Similarly issues like climate change, organisational corporate governance and privatisation offer developers opportunities at the same time as they challenge those directly affected.

With so much change coupled with market uncertainty it’s vital that sector participants take control of their insurable risks. This doesn’t just mean protecting their people and operations from losses and disruptions. Shareholders can be unforgiving of management whose predictions fall short of expectations. Likewise, products and programs exported or sold overseas can expose the supplier to unexpected liabilities, just as intellectual property rights need protecting – locally and internationally - and claims of claims of infringement defended.

Cyber

CyberEdge covers losses directly resulting from system failures and data breaches. Costs for IT forensic costs are covered as well as legal expenses resulting out of liabilities to third parties. AIG also offers coverage enhancements for network interruption and extortion.

Employment Practices Liability

Specifically designed to protect the assets of a company and its directors, managers and employees against the growing risk of personal claims brought about for any number of reasons, including wrongful termination, discrimination, harassment and maintenance of a hostile work environment.

Group Plus - Expatriate Care

Our flexible insurance package protects expatriates and their families around the world.

Property Insurance

Insurance programmes focused on multinational, large domestic and upper middle market companies can be tailored to suit clients' needs anywhere in the world, while offering coverage against material damage and business interruption on a specified-perils or all-risk basis. Specialities also include fronting services and reinsurance for Captive-driven programmes.

Trade Credit Insurance

Protection of receivables against insolvencies and non-payment

Directors and Officers

In this area, AIG member companies enjoy the position as world market leaders. Our policies provide protection for insured individuals from personal liability arising from performance of their professional duties.

General Liability Insurance

Primary and Excess programmes designed to meet the insurance needs of European based corporations for domestic and international general and product liability coverage - including cover for North American exposures. Our customers benefit from our technical expertise, significant capacity and service capabilities along with AIG member companies' financial strength and global network.

Kidnap, Ransom and Extortion Insurance

Protection against kidnapping for ransom, wrongful detention and in extortion scenarios. Who is it for? Any company with employees either travelling to, or based in, overseas countries particularly Latin America, Asia, Eastern Europe and Africa; cash-rich or high-profile companies operating in Europe or overseas; manufacturers or retailers of consumer goods.

Professional Indemnity Insurance

In today's litigious environment, any professional, regardless of their business, bears the risk of not meeting their clients' expectations, which may lead to expensive and time consuming professional indemnity legal action. Specially tailored Professional Indemnity policies are available to address these risks for a wide range of professions.

Securities Offering Liability Insurance

Securities Offering Liability Insurance covers claims arising from offerings. The policy can cover equity or debt issues, both initial and secondary.

Trade Finance

Sale of receivables to financial institutions to improve cash flows